History
of Mortgage
Interest Rates
15- & 30-Year Fixed-Rate Mortgages (FRM)
1972 to The Present
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|
| Date
(Month) |
15 Year FRM (%) |
30
Year FRM (%) |
|
January of 1972
|
|
7.44
|
|
February of 1972
|
|
7.32
|
|
March of 1972
|
|
7.29
|
|
April of 1972
|
|
7.29
|
|
May of 1972
|
|
7.37
|
|
June of 1972
|
|
7.37
|
|
July of 1972
|
|
7.4
|
|
August of 1972
|
|
7.4
|
|
September of 1972
|
|
7.42
|
|
October of 1972
|
|
7.42
|
|
November of 1972
|
|
7.43
|
|
December of 1972
|
|
7.44
|
|
January of 1973
|
|
7.44
|
|
February of 1973
|
|
7.44
|
|
March of 1973
|
|
7.46
|
|
April of 1973
|
|
7.54
|
|
May of 1973
|
|
7.65
|
|
June of 1973
|
|
7.73
|
|
July of 1973
|
|
8.05
|
|
August of 1973
|
|
8.5
|
|
September of 1973
|
|
8.82
|
|
October of 1973
|
|
8.77
|
|
November of 1973
|
|
8.58
|
|
December of 1973
|
|
8.54
|
|
January of 1974
|
|
8.54
|
|
February of 1974
|
|
8.46
|
|
March of 1974
|
|
8.41
|
|
April of 1974
|
|
8.58
|
|
May of 1974
|
|
8.97
|
|
June of 1974
|
|
9.09
|
|
July of 1974
|
|
9.28
|
|
August of 1974
|
|
9.59
|
|
September of 1974
|
|
9.96
|
|
October of 1974
|
|
9.98
|
|
November of 1974
|
|
9.79
|
|
December of 1974
|
|
9.62
|
|
January of 1975
|
|
9.43
|
|
February of 1975
|
|
9.1
|
|
March of 1975
|
|
8.89
|
|
April of 1975
|
|
8.82
|
|
May of 1975
|
|
8.91
|
|
June of 1975
|
|
8.89
|
|
July of 1975
|
|
8.89
|
|
August of 1975
|
|
8.94
|
|
September of 1975
|
|
9.12
|
|
October of 1975
|
|
9.22
|
|
November of 1975
|
|
9.15
|
|
December of 1975
|
|
9.1
|
|
January of 1976
|
|
9.02
|
|
February of 1976
|
|
8.81
|
|
March of 1976
|
|
8.76
|
|
April of 1976
|
|
8.73
|
|
May of 1976
|
|
8.76
|
|
June of 1976
|
|
8.85
|
|
July of 1976
|
|
8.93
|
|
August of 1976
|
|
9
|
|
September of 1976
|
|
8.98
|
|
October of 1976
|
|
8.92
|
|
November of 1976
|
|
8.81
|
|
December of 1976
|
|
8.79
|
|
January of 1977
|
|
8.72
|
|
February of 1977
|
|
8.67
|
|
March of 1977
|
|
8.69
|
|
April of 1977
|
|
8.75
|
|
May of 1977
|
|
8.83
|
|
June of 1977
|
|
8.86
|
|
July of 1977
|
|
8.94
|
|
August of 1977
|
|
8.94
|
|
September of 1977
|
|
8.9
|
|
October of 1977
|
|
8.92
|
|
November of 1977
|
|
8.92
|
|
December of 1977
|
|
8.96
|
|
January of 1978
|
|
9.01
|
|
February of 1978
|
|
9.14
|
|
March of 1978
|
|
9.2
|
|
April of 1978
|
|
9.35
|
|
May of 1978
|
|
9.57
|
|
June of 1978
|
|
9.71
|
|
July of 1978
|
|
9.74
|
|
August of 1978
|
|
9.78
|
|
September of 1978
|
|
9.76
|
|
October of 1978
|
|
9.86
|
|
November of 1978
|
|
10.11
|
|
December of 1978
|
|
10.35
|
|
January of 1979
|
|
10.39
|
|
February of 1979
|
|
10.41
|
|
March of 1979
|
|
10.43
|
|
April of 1979
|
|
10.5
|
|
May of 1979
|
|
10.69
|
|
June of 1979
|
|
11.04
|
|
July of 1979
|
|
11.09
|
|
August of 1979
|
|
11.09
|
|
September of 1979
|
|
11.3
|
|
October of 1979
|
|
11.64
|
|
November of 1979
|
|
12.83
|
|
December of 1979
|
|
12.9
|
|
January of 1980
|
|
12.88
|
|
February of 1980
|
|
13.04
|
|
March of 1980
|
|
15.28
|
|
April of 1980
|
|
16.32
|
|
May of 1980
|
|
14.26
|
|
June of 1980
|
|
12.71
|
|
July of 1980
|
|
12.19
|
|
August of 1980
|
|
12.56
|
|
September of 1980
|
|
13.2
|
|
October of 1980
|
|
13.79
|
|
November of 1980
|
|
14.21
|
|
December of 1980
|
|
14.79
|
|
January of 1981
|
|
14.9
|
|
February of 1981
|
|
15.13
|
|
March of 1981
|
|
15.4
|
|
April of 1981
|
|
15.58
|
|
May of 1981
|
|
16.4
|
|
June of 1981
|
|
16.7
|
|
July
of 1981
|
|
16.83
|
|
August of 1981
|
|
17.28
|
|
September of 1981
|
|
18.16
|
|
October of 1981
|
|
18.45
|
|
November of 1981
|
|
17.82
|
|
December of 1981
|
|
16.95
|
|
January of 1982
|
|
17.48
|
|
February of 1982
|
|
17.6
|
|
March of 1982
|
|
17.16
|
|
April of 1982
|
|
16.89
|
|
May of 1982
|
|
16.68
|
|
June of 1982
|
|
16.7
|
|
July of 1982
|
|
16.82
|
|
August of 1982
|
|
16.27
|
|
September of 1982
|
|
15.43
|
|
October of 1982
|
|
14.61
|
|
November of 1982
|
|
13.82
|
|
December of 1982
|
|
13.62
|
|
January of 1983
|
|
13.25
|
|
February of 1983
|
|
13.04
|
|
March of 1983
|
|
12.8
|
|
April of 1983
|
|
12.78
|
|
May of 1983
|
|
12.63
|
|
June of 1983
|
|
12.87
|
|
July of 1983
|
|
13.43
|
|
August of 1983
|
|
13.81
|
|
September of 1983
|
|
13.73
|
|
October of 1983
|
|
13.54
|
|
November of 1983
|
|
13.44
|
|
December of 1983
|
|
13.42
|
|
January of 1984
|
|
13.37
|
|
February of 1984
|
|
13.23
|
|
March of 1984
|
|
13.39
|
|
April of 1984
|
|
13.65
|
|
May of 1984
|
|
13.94
|
|
June of 1984
|
|
14.42
|
|
July of 1984
|
|
14.67
|
|
August of 1984
|
|
14.47
|
|
September of 1984
|
|
14.35
|
|
October of 1984
|
|
14.13
|
|
November of 1984
|
|
13.64
|
|
December of 1984
|
|
13.18
|
|
January of 1985
|
|
13.08
|
|
February of 1985
|
|
12.92
|
|
March of 1985
|
|
13.17
|
|
April of 1985
|
|
13.2
|
|
May of 1985
|
|
12.91
|
|
June of 1985
|
|
12.22
|
|
July of 1985
|
|
12.03
|
|
August of 1985
|
|
12.19
|
|
September of 1985
|
|
12.19
|
|
October of 1985
|
|
12.14
|
|
November of 1985
|
|
11.78
|
|
December of 1985
|
|
11.26
|
|
January of 1986
|
|
10.89
|
|
February of 1986
|
|
10.71
|
|
March of 1986
|
|
10.08
|
|
April of 1986
|
|
9.94
|
|
May of 1986
|
|
10.15
|
|
June of 1986
|
|
10.69
|
|
July of 1986
|
|
10.51
|
|
August of 1986
|
|
10.2
|
|
September of 1986
|
|
10.01
|
|
October of 1986
|
|
9.98
|
|
November of 1986
|
|
9.7
|
|
December of 1986
|
|
9.32
|
|
January of 1987
|
|
9.2
|
|
February of 1987
|
|
9.08
|
|
March of 1987
|
|
9.04
|
|
April of 1987
|
|
9.83
|
|
May of 1987
|
|
10.6
|
|
June of 1987
|
|
10.54
|
|
July of 1987
|
|
10.28
|
|
August of 1987
|
|
10.33
|
|
September of 1987
|
|
10.89
|
|
October of 1987
|
|
11.26
|
|
November of 1987
|
|
10.65
|
|
December of 1987
|
|
10.64
|
|
January of 1988
|
|
10.38
|
|
February of 1988
|
|
9.89
|
|
March of 1988
|
|
9.93
|
|
April of 1988
|
|
10.2
|
|
May of 1988
|
|
10.46
|
|
June of 1988
|
|
10.46
|
|
July of 1988
|
|
10.43
|
|
August of 1988
|
|
10.6
|
|
September of 1988
|
|
10.48
|
|
October of 1988
|
|
10.3
|
|
November of 1988
|
|
10.27
|
|
December of 1988
|
|
10.61
|
|
January of 1989
|
|
10.73
|
|
February of 1989
|
|
10.65
|
|
March of 1989
|
|
11.03
|
|
April of 1989
|
|
11.05
|
|
May of 1989
|
|
10.77
|
|
June of 1989
|
|
10.2
|
|
July of 1989
|
|
9.88
|
|
August of 1989
|
|
9.99
|
|
September of 1989
|
|
10.13
|
|
October of 1989
|
|
9.95
|
|
November of 1989
|
|
9.77
|
|
December of 1989
|
|
9.74
|
|
January of 1990
|
|
9.9
|
|
February of 1990
|
|
10.2
|
|
March of 1990
|
|
10.27
|
|
April of 1990
|
|
10.37
|
|
May of 1990
|
|
10.48
|
|
June of 1990
|
|
10.16
|
|
July of 1990
|
|
10.04
|
|
August of 1990
|
|
10.1
|
|
September of 1990
|
|
10.18
|
|
October of 1990
|
|
10.17
|
|
November of 1990
|
|
10.01
|
|
December of 1990
|
|
9.67
|
|
January of 1991
|
|
9.64
|
|
February of 1991
|
|
9.37
|
|
March of 1991
|
|
9.5
|
|
April of 1991
|
|
9.5
|
|
May of 1991
|
|
9.47
|
|
June of 1991
|
|
9.62
|
|
July of 1991
|
|
9.58
|
|
August of 1991
|
|
9.24
|
|
September of 1991
|
8.69
|
9.01
|
|
October of 1991
|
8.49
|
8.86
|
|
November of 1991
|
8.33
|
8.71
|
|
December of 1991
|
8.07
|
8.5
|
|
January of 1992
|
8.01
|
8.43
|
|
February of 1992
|
8.38
|
8.76
|
|
March of 1992
|
8.58
|
8.94
|
|
April of 1992
|
8.47
|
8.85
|
|
May of 1992
|
8.29
|
8.67
|
|
June of 1992
|
8.08
|
8.51
|
|
July of 1992
|
7.67
|
8.13
|
|
August of 1992
|
7.49
|
7.98
|
|
September of 1992
|
7.41
|
7.92
|
|
October of 1992
|
7.55
|
8.09
|
|
November of 1992
|
7.8
|
8.31
|
|
December of 1992
|
7.74
|
8.21
|
|
January of 1993
|
7.51
|
7.99
|
|
February of 1993
|
7.17
|
7.68
|
|
March of 1993
|
7
|
7.5
|
|
April of 1993
|
6.94
|
7.46
|
|
May of 1993
|
6.93
|
7.47
|
|
June of 1993
|
6.92
|
7.42
|
|
July of 1993
|
6.72
|
7.21
|
|
August of 1993
|
6.63
|
7.11
|
|
September of 1993
|
6.43
|
6.91
|
|
October of 1993
|
6.37
|
6.83
|
|
November of 1993
|
6.69
|
7.16
|
|
December of 1993
|
6.68
|
7.17
|
|
January of 1994
|
6.57
|
7.07
|
|
February of 1994
|
6.66
|
7.15
|
|
March of 1994
|
7.18
|
7.68
|
|
April of 1994
|
7.8
|
8.32
|
|
May of 1994
|
8.08
|
8.6
|
|
June of 1994
|
7.91
|
8.4
|
|
July of 1994
|
8.11
|
8.61
|
|
August of 1994
|
8.02
|
8.51
|
|
September of 1994
|
8.13
|
8.64
|
|
October of 1994
|
8.39
|
8.93
|
|
November of 1994
|
8.67
|
9.17
|
|
December of 1994
|
8.8
|
9.2
|
|
January of 1995
|
8.8
|
9.15
|
|
February of 1995
|
8.46
|
8.83
|
|
March of 1995
|
8.06
|
8.46
|
|
April of 1995
|
7.88
|
8.32
|
|
May of 1995
|
7.51
|
7.96
|
|
June of 1995
|
7.06
|
7.57
|
|
July of 1995
|
7.09
|
7.61
|
|
August of 1995
|
7.36
|
7.86
|
|
September of 1995
|
7.16
|
7.64
|
|
October of 1995
|
7.01
|
7.48
|
|
November of 1995
|
6.89
|
7.38
|
|
December of 1995
|
6.74
|
7.2
|
|
January of 1996
|
6.55
|
7.03
|
|
February of 1996
|
6.56
|
7.08
|
|
March of 1996
|
7.11
|
7.62
|
|
April of 1996
|
7.44
|
7.93
|
|
May of 1996
|
7.58
|
8.07
|
|
June of 1996
|
7.83
|
8.32
|
|
July of 1996
|
7.77
|
8.25
|
|
August of 1996
|
7.52
|
8
|
|
September of 1996
|
7.75
|
8.23
|
|
October of 1996
|
7.43
|
7.92
|
|
November of 1996
|
7.14
|
7.62
|
|
December of 1996
|
7.1
|
7.6
|
|
January of 1997
|
7.33
|
7.82
|
|
February of 1997
|
7.15
|
7.65
|
|
March of 1997
|
7.41
|
7.9
|
|
April of 1997
|
7.68
|
8.14
|
|
May of 1997
|
7.47
|
7.94
|
|
June of 1997
|
7.24
|
7.69
|
|
July of 1997
|
7.04
|
7.5
|
|
August of 1997
|
7.02
|
7.48
|
|
September of 1997
|
6.99
|
7.43
|
|
October of 1997
|
6.85
|
7.29
|
|
November of 1997
|
6.76
|
7.21
|
|
December of 1997
|
6.66
|
7.1
|
|
January of 1998
|
6.58
|
6.99
|
|
February of 1998
|
6.64
|
7.04
|
|
March of 1998
|
6.74
|
7.13
|
|
April of 1998
|
6.78
|
7.14
|
|
May of 1998
|
6.78
|
7.14
|
|
June of 1998
|
6.67
|
7
|
|
July of 1998
|
6.62
|
6.95
|
|
August of 1998
|
6.61
|
6.92
|
|
September of 1998
|
6.4
|
6.72
|
|
October of 1998
|
6.36
|
6.71
|
|
November of 1998
|
6.51
|
6.87
|
|
December of 1998
|
6.39
|
6.74
|
|
January of 1999
|
6.43
|
6.79
|
|
February of 1999
|
6.44
|
6.81
|
|
March of 1999
|
6.68
|
7.04
|
|
April of 1999
|
6.53
|
6.92
|
|
May of 1999
|
6.75
|
7.15
|
|
June of 1999
|
7.18
|
7.55
|
|
July of 1999
|
7.26
|
7.63
|
|
August of 1999
|
7.53
|
7.94
|
|
September of 1999
|
7.44
|
7.82
|
|
October of 1999
|
7.47
|
7.85
|
|
November of 1999
|
7.36
|
7.74
|
|
December of 1999
|
7.52
|
7.91
|
|
January of 2000
|
7.8
|
8.21
|
|
February of 2000
|
7.93
|
8.33
|
|
March of 2000
|
7.83
|
8.24
|
|
April of 2000
|
7.8
|
8.15
|
|
May of 2000
|
8.18
|
8.52
|
|
June of 2000
|
7.99
|
8.29
|
|
July of 2000
|
7.87
|
8.15
|
|
August of 2000
|
7.76
|
8.03
|
|
September of 2000
|
7.6
|
7.91
|
|
October of 2000
|
7.47
|
7.8
|
|
November of 2000
|
7.42
|
7.75
|
|
December of 2000
|
7.06
|
7.38
|
|
January of 2001
|
6.64
|
7.03
|
|
February of 2001
|
6.64
|
7.05
|
|
March of 2001
|
6.51
|
6.95
|
|
April of 2001
|
6.6
|
7.08
|
|
May of 2001
|
6.68
|
7.15
|
|
June of 2001
|
6.7
|
7.16
|
|
July of 2001
|
6.68
|
7.13
|
|
August of 2001
|
6.5
|
6.95
|
|
September of 2001
|
6.34
|
6.82
|
|
October of 2001
|
6.1
|
6.62
|
|
November of 2001
|
6.15
|
6.66
|
|
December of 2001
|
6.54
|
7.07
|
|
January of 2002
|
6.48
|
7
|
|
February of 2002
|
6.38
|
6.89
|
|
March of 2002
|
6.52
|
7.01
|
|
April of 2002
|
6.48
|
6.99
|
|
May of 2002
|
6.28
|
6.81
|
|
June of 2002
|
6.11
|
6.65
|
|
July of 2002
|
5.93
|
6.49
|
|
August of 2002
|
5.7
|
6.29
|
|
September of 2002
|
5.51
|
6.09
|
|
October of 2002
|
5.5
|
6.11
|
|
November of 2002
|
5.46
|
6.07
|
|
December of 2002
|
5.45
|
6.05
|
|
January of 2003
|
5.3
|
5.92
|
|
February of 2003
|
5.22
|
5.84
|
|
March of 2003
|
5.07
|
5.75
|
|
April of 2003
|
5.12
|
5.81
|
|
May of 2003
|
4.86
|
5.48
|
|
June of 2003
|
4.63
|
5.23
|
|
July of 2003
|
4.97
|
5.63
|
|
August of 2003
|
5.59
|
6.26
|
|
September of 2003
|
5.46
|
6.15
|
|
October of 2003
|
5.27
|
5.95
|
|
November of 2003
|
5.27
|
5.93
|
|
December of 2003
|
5.2
|
5.88
|
|
January of 2004
|
5.02
|
5.71
|
|
February of 2004
|
4.94
|
5.64
|
|
March of 2004
|
4.74
|
5.45
|
|
April of 2004
|
5.16
|
5.83
|
|
May of 2004
|
5.64
|
6.27
|
|
June of 2004
|
5.66
|
6.29
|
|
July of 2004
|
5.46
|
6.06
|
|
August of 2004
|
5.26
|
5.87
|
|
September of 2004
|
5.14
|
5.75
|
|
October of 2004
|
5.12
|
5.72
|
|
November of 2004
|
5.14
|
5.73
|
|
December of 2004
|
5.18
|
5.75
|
|
January of 2005
|
5.17
|
5.71
|
|
February of 2005
|
5.15
|
5.63
|
|
March of 2005
|
5.46
|
5.93
|
|
April of 2005
|
5.41
|
5.86
|
|
May of 2005
|
5.28
|
5.72
|
|
June of 2005
|
5.17
|
5.58
|
|
July of 2005
|
5.28
|
5.7
|
|
August of 2005
|
5.4
|
5.82
|
|
September of 2005
|
5.36
|
5.77
|
|
October of 2005
|
5.63
|
6.07
|
|
November of 2005
|
5.86
|
6.33
|
|
December of 2005
|
5.82
|
6.27
|
|
January of 2006
|
5.71
|
6.15
|
|
February of 2006
|
5.86
|
6.25
|
|
March of 2006
|
5.97
|
6.32
|
|
April of 2006
|
6.16
|
6.51
|
|
May of 2006
|
6.21
|
6.6
|
|
June of 2006
|
6.31
|
6.68
|
|
July of 2006
|
6.39
|
6.76
|
|
August of 2006
|
6.2
|
6.52
|
|
September of 2006
|
6.08
|
6.4
|
|
October of 2006
|
6.05
|
6.36
|
|
November of 2006
|
5.96
|
6.24
|
|
December of 2006
|
5.88
|
6.14
|
|
January of 2007
|
5.97
|
6.22
|
|
February of 2007
|
6.02
|
6.29
|
|
March of 2007
|
5.88
|
6.16
|
|
April of 2007
|
5.88
|
6.18
|
|
May of 2007
|
5.97
|
6.26
|
|
June of 2007
|
6.34
|
6.66
|
|
July of 2007
|
6.36
|
6.7
|
|
August of 2007
|
6.23
|
6.57
|
|
September of 2007
|
6.05
|
6.38
|
|
October of 2007
|
6.04
|
6.38
|
|
November of 2007
|
5.85
|
6.21
|
|
December of 2007
|
5.75
|
6.1
|
|
January of 2008
|
5.29
|
5.76
|
|
February of 2008
|
5.44
|
5.92
|
|
March of 2008
|
5.42
|
5.97
|
|
April of 2008
|
5.47
|
5.92
|
|
May of 2008
|
5.6
|
6.04
|
|
June of 2008
|
5.91
|
6.32
|
|
July of 2008
|
5.97
|
6.43
|
|
August of 2008
|
6.03
|
6.48
|
|
September of 2008
|
5.64
|
6.04
|
|
October of 2008
|
5.89
|
6.2
|
|
November of 2008
|
5.79
|
6.09
|
|
December of 2008
|
5.04
|
5.29
|
|
January of 2009
|
4.72
|
5.05
|
|
February of 2009
|
4.77
|
5.13
|
|
March of 2009
|
4.64
|
5
|
|
April of 2009
|
4.5
|
4.81
|
|
May of 2009
|
4.52
|
4.86
|
|
June of 2009
|
4.9
|
5.42
|
|
July of 2009
|
4.69
|
5.22
|
|
August of 2009
|
4.61
|
5.19
|
|
September of 2009
|
4.49
|
5.06
|
|
October of 2009
|
4.39
|
4.95
|
|
November of 2009
|
4.34
|
4.88
|
|
December of 2009
|
4.39
|
4.93
|
|
January of 2010
|
4.44
|
5.03
|
|
February of 2010
|
4.37
|
4.99
|
|
March of 2010
|
4.33
|
4.97
|
|
April of 2010
|
4.42
|
5.1
|
|
May of 2010
|
4.28
|
4.89
|
|
June of 2010
|
4.18
|
4.74
|
|
July of 2010
|
4.04
|
4.56
|
|
August of 2010
|
3.91
|
4.43
|
|
September of 2010
|
3.81
|
4.35
|
|
October of 2010
|
3.66
|
4.23
|
|
November of 2010
|
3.68
|
4.3
|
|
December of 2010
|
4.06
|
4.71
|
|
January of 2011
|
4.09
|
4.76
|
|
February of 2011
|
4.22
|
4.95
|
|
March of 2011
|
4.08
|
4.84
|
|
April of 2011
|
4.06
|
4.84
|
|
May of 2011
|
3.82
|
4.64
|
|
June of 2011
|
3.69
|
4.51
|
|
July of 2011
|
3.68
|
4.55
|
|
August of 2011
|
3.46
|
4.27
|
|
September of 2011
|
3.32
|
4.11
|
|
October of 2011
|
3.35
|
4.07
|
|
November of 2011
|
3.31
|
3.99
|
|
December of 2011
|
3.25
|
3.96
|
|
January of 2012
|
3.2
|
3.92
|
|
February of 2012
|
3.16
|
3.89
|
|
March of 2012
|
3.2
|
3.95
|
|
April of 2012
|
3.14
|
3.91
|
|
May of 2012
|
3.03
|
3.8
|
|
June of 2012
|
2.95
|
3.68
|
|
July of 2012
|
2.85
|
3.55
|
|
August of 2012
|
2.86
|
3.6
|
|
September of 2012
|
2.78
|
3.47
|
|
October of 2012
|
2.69
|
3.38
|
|
November of 2012
|
2.66
|
3.35
|
|
December of 2012
|
2.66
|
3.35
|
|
January of 2013
|
2.70
|
3.41
|
|
February of 2013
|
2.77
|
3.53
|
|
March of 2013
|
2.76
|
3.57
|
|
April of 2013
|
2.66
|
3.45
|
|
May of 2013
|
2.72
|
3.54
|
|
June of 2013
|
3.17
|
4.07
|
|
July of 2013
|
3.43
|
4.37
|
|
August of 2013
|
3.49
|
4.46
|
|
September of 2013
|
3.52
|
4.49
|
|
October of 2013
|
3.27
|
4.19
|
|
November of 2013
|
3.30
|
4.26
|
|
December of 2013
|
3.48
|
4.46
|
|
January of 2014
|
3.48
|
4.43
|
|
February of 2014
|
3.35
|
4.3
|
|
March of 2014
|
3.36
|
4.34
|
|
April of 2014
|
3.39
|
4.34
|
|
May of 2014
|
3.29
|
4.19
|
|
June of 2014
|
3.27
|
4.16
|
|
July of 2014
|
3.24
|
4.13
|
|
August of 2014
|
3.25
|
4.12
|
|
September of 2014
|
3.31
|
4.16
|
|
October of 2014
|
3.21
|
4.04
|
|
November of 2014
|
3.19
|
4
|
|
December of 2014
|
3.13
|
3.86
|
|
January of 2015
|
2.99
|
3.67
|
|
February of 2015
|
3.01
|
3.71
|
|
March of 2015
|
3.04
|
3.77
|
|
April of 2015
|
2.94
|
3.67
|
|
May of 2015
|
3.06
|
3.84
|
|
June of 2015
|
3.19
|
3.98
|
|
July of 2015
|
3.21
|
4.05
|
|
August of 2015
|
3.13
|
3.91
|
|
September of 2015
|
3.1
|
3.89
|
|
October of 2015
|
3.01
|
3.8
|
|
November of 2015
|
3.16
|
3.94
|
|
December of 2015
|
3.21
|
3.96
|
|
January of 2016
|
3.16
|
3.87
|
|
February of 2016
|
2.96
|
3.66
|
|
March of 2016
|
2.97
|
3.69
|
|
April of 2016
|
2.87
|
3.61
|
|
May of 2016
|
2.84
|
3.6
|
|
June of 2016
|
2.84
|
3.57
|
|
July of 2016
|
2.75
|
3.44
|
|
August of 2016
|
2.75
|
3.44
|
|
September of 2016
|
2.76
|
3.46
|
|
October of 2016
|
2.76
|
3.47
|
|
November of 2016
|
3.03
|
3.77
|
|
December of 2016
|
3.43
|
4.2
|
|
January of 2017
|
3.39
|
4.15
|
|
February of 2017
|
3.38
|
4.17
|
|
March of 2017
|
3.41
|
4.2
|
|
April of 2017
|
3.3
|
4.05
|
|
May of 2017
|
3.26
|
4.01
|
|
June of 2017
|
3.17
|
3.9
|
|
July of 2017
|
3.24
|
3.97
|
|
August of 2017
|
3.16
|
3.88
|
|
September of 2017
|
3.11
|
3.81
|
|
October of 2017
|
3.2
|
3.9
|
|
November of 2017
|
3.29
|
3.92
|
|
December of 2017
|
3.39
|
3.95
|
|
January of 2018
|
3.48
|
4.03
|
|
February of 2018
|
3.79
|
4.33
|
|
March of 2018
|
3.91
|
4.44
|
|
April of 2018
|
3.93
|
4.47
|
|
May of 2018
|
4.07
|
4.59
|
|
June of 2018
|
4.04
|
4.57
|
|
July of 2018
|
4.01
|
4.53
|
|
August of 2018
|
4.02
|
4.55
|
|
September of 2018
|
4.08
|
4.63
|
|
October of 2018
|
4.25
|
4.83
|
|
November of 2018
|
4.28
|
4.87
|
|
December of 2018
|
4.09
|
4.64
|
| Date
(Month) |
15
Year FRM (%) |
30
Year FRM (%) |
|
January
of 2019
|
3.91
|
4.46
|
|
February
of 2019
|
3.8
|
4.37
|
|
March
of 2019
|
3.72
|
4.27
|
|
April of 2019
|
3.61
|
4.14
|
|
May
of 2019
|
3.53
|
4.07
|
|
June
of 2019
|
3.24
|
3.8
|
|
July
of 2019
|
3.2
|
3.77
|
|
August
of 2019
|
3.08
|
3.62
|
|
September
of 2019
|
3.12
|
3.61
|
|
October
of 2019
|
3.14
|
3.69
|
|
November
of 2019
|
3.16
|
3.7
|
|
December of 2019
|
3.18
|
3.72
|
| Date
(Month) |
15
Year FRM (%) |
30
Year FRM (%) |
|
January
of 2020
|
3.07
|
3.62
|
|
February
of 2020
|
2.97
|
3.47
|
|
March
of 2020
|
2.89
|
3.45
|
|
April
of 2020
|
2.80
|
3.31
|
|
May
of 2020
|
2.69
|
3.23
|
|
June
of 2020
|
2.6
|
3.16
|
|
July
of 2020
|
2.52
|
3.02
|
|
August
of 2020
|
2.48
|
2.94
|
|
September
of 2020
|
2.39
|
2.89
|
|
October
of 2020
|
2.35
|
2.83
|
|
November
of 2020
|
2.31
|
2.77
|
|
December of 2020
|
2.22
|
2.68
|
| Date
(Month) |
15
Year FRM (%) |
30
Year FRM (%) |
|
January of 2021
|
2.20
|
2.74
|
|
February of 2021
|
2.24
|
2.81
|
|
March
of 2021
|
2.39
|
3.08
|
|
April of 2021
|
2.36
|
3.06
|
|
May of 2021
|
2.28
|
2.96
|
|
June
of 2021
|
2.27
|
2.98
|
|
July
of 2021
|
2.18
|
2.87
|
|
August
of 2021
|
2.15
|
2.84
|
|
September
of 2021
|
2.18
|
2.90
|
|
October
of 2021
|
2.31
|
3.07
|
|
November
of 2021
|
2.36
|
3.07
|
|
December
of 2021
|
2.35
|
3.10
|
| Date
(Month) |
15
Year FRM (%) |
30
Year FRM (%) |
|
January
of 2022
|
2.66
|
3.45
|
|
February
of 2022
|
3.00
|
3.76
|
|
March
of 2022
|
3.39
|
4.17
|
|
April
of 2022
|
4.22
|
4.98
|
|
May
of 2022
|
4.44
|
5.23
|
|
June
of 2022
|
4.65
|
5.52
|
|
July
of 2022
|
4.61
|
5.41
|
|
August
of 2022
|
4.56
|
5.22
|
|
September
of 2022
|
5.35
|
6.11
|
|
October
of 2022
|
6.15
|
6.90
|
|
November
of 2022
|
6.14
|
6.81
|
|
December
of 2022
|
5.67
|
6.36
|
| Date
(Month) |
15
Year FRM (%) |
30
Year FRM (%) |
|
January of 2023
|
5.43
|
6.27
|
|
February
of 2023
|
5.42
|
6.26
|
|
March
of 2023
|
5.8
|
6.54
|
|
April
of 2023
|
5.66
|
6.34
|
|
May of 2023
|
5.81
|
6.43
|
|
June
of 2023
|
6.09
|
6.71
|
|
July
of 2023
|
6.18
|
6.84
|
|
August
of 2023
|
6.43
|
7.07
|
|
September
of 2023
|
6.57
|
7.2
|
|
October
of 2023
|
6.91
|
7.62
|
|
November
of 2023
|
6.77
|
7.44
|
|
December
of 2023
|
6.14
|
6.82
|
| Date
(Month) |
15
Year FRM (%) |
30
Year FRM (%) |
|
January of 2024
|
5.87
|
6.64
|
|
February
of 2024
|
6.1
|
6.78
|
|
March
of 2024
|
6.18
|
6.82
|
|
April
of 2024
|
6.26
|
6.99
|
|
May
of 2024
|
6.35
|
7.06
|
|
June
of 2024
|
6.18
|
6.92
|
|
July
of 2024
|
6.14
|
6.85
|
|
August
of 2024
|
5.68
|
6.50
|
|
September
of 2024
|
5.26
|
6.18
|
|
October of 2024
|
5.6
|
6.43
|
| Date
(Month) |
15
Year FRM (%) |
30
Year FRM (%) |
|
|
|
|
| |
15 Year FRM (%) |
30 Year FRM (%) |
|
| Cumulative
Average |
5.24 |
7.72 |
|
| Median |
5.445 |
7.305 |
|
Mode
(Most Frequent Value) |
3.16 |
7.44 |
|
|
|
-
Click Here for The Mortgage Rates History Chart -
|
|
| |
|
|
|
|
The above table lists the
monthly average rates for conventional and
conforming, 15- and 30-year fixed-rate mortgages in the United States.
Information on points can be found at the Freddie
Mac website.
Source: Freddie
Mac
|
|
The above data table was updated on November 7, 2024.
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