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Prime Rate History

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Date of Rate Change Rate (%)
December 1, 1947 1.75
August 1, 1948 2
September 22, 1950 2.25
January 8, 1951 2.5
October 17, 1951 2.75
December 19, 1951 3
April 27, 1953 3.25
March 17, 1954 3
August 4, 1955 3.25
October 14, 1955 3.5
April 13, 1956 3.75
August 21, 1956 4
August 6, 1957 4.5
January 22, 1958 4
April 21, 1958 3.5
September 11, 1958 4
May 18, 1959 4.5
September 1, 1959 5
August 23, 1960 4.5
December 6, 1965 5
March 10, 1966 5.5
June 29, 1966 5.75
August 16, 1966 6
January 26, 1967 5.75
March 27, 1967 5.5
November 20, 1967 6
April 19, 1968 6.5
September 25, 1968 6.25
December 2, 1968 6.5
December 18, 1968 6.75
January 7, 1969 7
March 17, 1969 7.5
June 9, 1969 8.5
March 25, 1970 8
September 21, 1970 7.5
November 12, 1970 7.25
November 23, 1970 7
December 22, 1970 6.75
January 6, 1971 6.5
January 15, 1971 6.25
January 18, 1971 6
February 16, 1971 5.75
March 11, 1971 5.5
March 19, 1971 5.25
April 23, 1971 5.5
July 7, 1971 6
October 20, 1971 5.75
November 8, 1971 5.5
December 17, 1971 5.25
January 3, 1972 5
January 18, 1972 4.75
February 16, 1972 4.5
March 20, 1972 4.75
March 31, 1972 5
June 27, 1972 5.25
August 29, 1972 5.5
October 3, 1972 5.75
December 27, 1972 6
February 27, 1973 6.25
March 26, 1973 6.5
April 19, 1973 6.75
May 7, 1973 7
May 25, 1973 7.25
June 7, 1973 7.5
June 22, 1973 7.75
July 2, 1973 8
July 9, 1973 8.25
July 18, 1973 8.5
July 30, 1973 8.75
August 6, 1973 9
August 13, 1973 9.25
August 21, 1973 9.5
August 28, 1973 9.75
September 18, 1973 10
October 23, 1973 9.75
October 29, 1973 9.5
December 3, 1973 9.75
January 29, 1974 9.5
February 11, 1974 9.25
February 19, 1974 9
February 25, 1974 8.75
March 22, 1974 9
April 1, 1974 9.25
April 4, 1974 9.5
April 8, 1974 9.75
April 11, 1974 10
April 22, 1974 10.25
April 25, 1974 10.5
May 2, 1974 10.75
May 7, 1974 11
May 10, 1974 11.25
May 17, 1974 11.5
June 27, 1974 11.75
July 8, 1974 12
October 8, 1974 11.75
October 22, 1974 11.25
November 6, 1974 11
November 13, 1974 10.75
November 25, 1974 10.25
January 9, 1975 10.25
January 15, 1975 10.00
January 20, 1975 9.75
January 28, 1975 9.50
February 3, 1975 9.25
February 10, 1975 9.00
February 18, 1975 8.75
February 24, 1975 8.50
March 5, 1975 8.25
March 10, 1975 8.00
March 18, 1975 7.75
March 24, 1975 7.50
May 20, 1975 7.25
June 9, 1975 7.00
July 20, 1975 7.25
July 29, 1975 7.50
August 11, 1975 7.75
September 12, 1975 8.00
October 28, 1975 7.75
November 7, 1975 7.50
December 2, 1975 7.25
January 12, 1976 7.00
January 21, 1976 6.75
June 1, 1976 7.00
June 10, 1976 7.25
August 3, 1976 7.00
September 24, 1976 6.75
November 1, 1976 6.50
November 24, 1976 6.25
May 13, 1977 6.50
May 31, 1977 6.75
August 22, 1977 7.00
September 16, 1977 7.25
October 7, 1977 7.50
October 24, 1977 7.75
January 10, 1978 8.00
May 5, 1978 8.25
May 26, 1978 8.50
June 16, 1978 8.75
July 30, 1978 9.00
August 31, 1978 9.25
September 15, 1978 9.50
September 28, 1978 9.75
October 13, 1978 10.00
October 27, 1978 10.25
November 1, 1978 10.50
November 6, 1978 10.75
November 17, 1978 11.00
November 24, 1978 11.50
December 26, 1978 11.75
June 19, 1979 11.50
July 27, 1979 11.75
August 16, 1979 12.00
August 28, 1979 12.25
September 7, 1979 12.75
September 14, 1979 13.00
September 21, 1979 13.25
September 28, 1979 13.50
October 9, 1979 14.00
October 23, 1979 15.00
November 1, 1979 15.25
November 9, 1979 15.50
November 16, 1979 14.75
November 30, 1979 15.50
December 7, 1979 15.25
February 19, 1980 15.75
February 22, 1980 16.50
February 29, 1980 16.75
March 4, 1980 17.25
March 7, 1980 17.75
March 14, 1980 18.50
March 19, 1980 19.00
March 28, 1980 19.50
April 2, 1980 20.00
April 18, 1980 19.50
May 1, 1980 18.50
May 7, 1980 17.50
May 16, 1980 16.50
May 23, 1980 14.50
May 30, 1980 14.00
June 6, 1980 13.00
June 13, 1980 12.50
June 17, 1980 12.00
July 7, 1980 11.50
July 25, 1980 11.00
August 22, 1980 11.25
August 27, 1980 11.50
September 8, 1980 12.00
September 12, 1980 12.25
September 19, 1980 12.50
September 26, 1980 13.00
October 1, 1980 13.50
October 17, 1980 14.00
October 29, 1980 14.50
November 6, 1980 15.50
November 17, 1980 16.25
November 21, 1980 17.00
November 26, 1980 17.75
December 2, 1980 18.50
December 5, 1980 19.00
December 10, 1980 20.00
December 16, 1980 21.00
December 19, 1980

21.50
(U.S. Prime Rate record high)
(BACK TO TOP | CURRENT RATE)
January 2, 1981 20.50
January 9, 1981 20.00
February 3, 1981 19.50
February 23, 1981 19.00
March 10, 1981 18.00
March 17, 1981 17.50
April 2, 1981 17.00
April 24, 1981 17.50
April 30, 1981 18.00
May 4, 1981 19.00
May 11, 1981 19.50
May 19, 1981 20.00
May 22, 1981 20.50
June 3, 1981 20.00
July 8, 1981 20.50
September 15, 1981 19.50
October 5, 1981 19.00
October 13, 1981 18.00
November 3, 1981 17.50
November 9, 1981 17.00
November 16, 1981 16.50
November 24, 1981 16.00
December 3, 1981 15.75
February 8, 1982 16.50
February 18, 1982 17.00
February 23, 1982 16.50
July 20, 1982 16.00
July 29, 1982 15.50
August 2, 1982 15.00
August 16, 1982 14.50
August 18, 1982 14.00
September 3, 1982 13.50
October 7, 1982 13.00
October 13, 1982 12.00
November 22, 1982 11.50
January 11, 1983 11.00
February 21, 1983 10.50
August 8, 1983 11.00
March 19, 1984 11.50
April 5, 1984 12.00
May 8, 1984 12.50
June 26, 1984 13.00
September 27, 1984 12.75
October 16, 1984 12.50
October 24, 1984 12.00
November 8, 1984 11.75
November 28, 1984 11.25
December 19, 1984 10.75
January 15, 1985 10.50
May 20, 1985 10.00
June 18, 1985 9.50
March 7, 1986 9.00
April 21, 1986 8.50
July 11, 1986 8.00
August 26, 1986 7.50
April 1, 1987 7.75
May 1, 1987 8.00
May 15, 1987 8.25
September 4, 1987 8.75
October 7, 1987 9.25
October 22, 1987 9.00
November 5, 1987 8.75
February 2, 1988 8.50
May 11, 1988 9.00
July 14, 1988 9.50
August 11, 1988 10.00
November 28, 1988 10.50
February 10, 1989 11.00
February 24, 1989 11.50
June 5, 1989 11.00
July 31, 1989 10.50
January 8, 1990 10.00
January 2, 1991 9.5
February 4, 1991 9.00
May 1, 1991 8.50
September 13, 1991 8
November 6, 1991 7.5
December 23, 1991 6.5
July 2, 1992 6.00
March 24, 1994 6.25
April 19, 1994 6.75
May 18, 1994 7.25
August 16, 1994 7.75
November 15, 1994 8.5
February 1, 1995 9.00
July 7, 1995 8.75
December 20, 1995 8.50
January 31, 1996 8.25
March 27, 1997 8.50
September 30, 1998 8.25
October 16, 1998 8.00
November 18, 1998 7.75
July 1, 1999 8.00
August 25, 1999 8.25
November 17, 1999 8.50
February 3, 2000 8.75
March 22, 2000 9.00
May 17, 2000 9.50
January 4, 2001 9.00
February 1, 2001 8.50
March 21, 2001 8.00
April 19, 2001 7.50
May 16, 2001 7.00
June 28, 2001 6.75
August 22, 2001 6.50
September 18, 2001 6.00
October 3, 2001 5.50
November 7, 2001 5.00
December 12, 2001 4.75
November 7, 2002 4.25
June 27, 2003 4.00
July 1, 2004 4.25
August 11, 2004 4.50
September 21, 2004 4.75
November 10, 2004 5.00
December 14, 2004 5.25
February 2, 2005 5.50
March 22, 2005 5.75
May 3, 2005 6.00
June 30, 2005 6.25
August 9, 2005 6.50
September 20, 2005 6.75
November 1, 2005 7.00
December 13, 2005 7.25
January 31, 2006 7.50
March 28, 2006 7.75
May 10, 2006 8.00
June 29, 2006 8.25
September 18, 2007 7.75
October 31, 2007 7.50
December 11, 2007 7.25
January 22, 2008 6.50
January 30, 2008 6.00
March 18, 2008 5.25
April 30, 2008 5.00
October 8, 2008 4.50
October 29, 2008 4.00
December 16, 2008 3.25
December 17, 2015 3.5
December 15, 2016 3.75
March 16, 2017 4.00
June 15, 2017 4.25
December 14, 2017 4.50
Date of Rate Change Rate (%)
March 22, 2018 4.75
June 14, 2018 5.00
September 27, 2018 5.25
December 20, 2018 5.50
July 31, 2019 5.25
September 18, 2019 5.00
October 30, 2019 4.75
March 3, 2020 4.25
March 15, 2020 3.25
March 16, 2022 3.50
May 4, 2022 4.00
June 15, 2022 4.75
July 27, 2022 5.50
September 21, 2022 6.25
November 2, 2022 7.0
December 14, 2022 7.50
Date of Rate Change Rate (%)
February 1, 2023 7.75
March 22, 2023 8.00
May 3, 2023 8.25
July 26, 2023 8.50
September 18, 2024 8.00
November 7, 2024 7.75%
(The Current U.S. Prime Rate)

The Current U.S. (Fed) Prime Rate is: 7.75%

November 7, 2024: The FOMC has voted to lower the
target range for the fed funds rate to 4.50% - 4.75%.
 Therefore, the United States Prime Rate is now 7.75%

The next FOMC meeting and decision on short-term
interest rates will be on December 18, 2024.



- Monthly Prime Rate History -






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Cumulative Average of The U.S. Prime Interest Rate:
6.84%*
U.S. Prime Rate Mode (most frequent value):
3.25%*
The Median U.S. Prime Interest Rate:
6.00%*
U.S. Prime Rate All-Time High:
21.50%
Click Here
* = Calculated from the DAILY U.S. Prime Rate (CHART)
(Data updated and valid through December 18, 2024)


For the Monthly Prime Rate History, Please Click Here.



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