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Date (Month) Rate (%)
January, 1949 2
February, 1949 2
March, 1949 2
April, 1949 2
May, 1949 2
June, 1949 2
July, 1949 2
August, 1949 2
September, 1949 2
October, 1949 2
November, 1949 2
December, 1949 2
January, 1950 2
February, 1950 2
March, 1950 2
April, 1950 2
May, 1950 2
June, 1950 2
July, 1950 2
August, 1950 2
September, 1950 2.08
October, 1950 2.25
November, 1950 2.25
December, 1950 2.25
January, 1951 2.44
February, 1951 2.5
March, 1951 2.5
April, 1951 2.5
May, 1951 2.5
June, 1951 2.5
July, 1951 2.5
August, 1951 2.5
September, 1951 2.5
October, 1951 2.62
November, 1951 2.75
December, 1951 2.85
January, 1952 3
February, 1952 3
March, 1952 3
April, 1952 3
May, 1952 3
June, 1952 3
July, 1952 3
August, 1952 3
September, 1952 3
October, 1952 3
November, 1952 3
December, 1952 3
January, 1953 3
February, 1953 3
March, 1953 3
April, 1953 3.03
May, 1953 3.25
June, 1953 3.25
July, 1953 3.25
August, 1953 3.25
September, 1953 3.25
October, 1953 3.25
November, 1953 3.25
December, 1953 3.25
January, 1954 3.25
February, 1954 3.25
March, 1954 3.13
April, 1954 3
May, 1954 3
June, 1954 3
July, 1954 3
August, 1954 3
September, 1954 3
October, 1954 3
November, 1954 3
December, 1954 3
January, 1955 3
February, 1955 3
March, 1955 3
April, 1955 3
May, 1955 3
June, 1955 3
July, 1955 3
August, 1955 3.23
September, 1955 3.25
October, 1955 3.4
November, 1955 3.5
December, 1955 3.5
January, 1956 3.5
February, 1956 3.5
March, 1956 3.5
April, 1956 3.65
May, 1956 3.75
June, 1956 3.75
July, 1956 3.75
August, 1956 3.84
September, 1956 4
October, 1956 4
November, 1956 4
December, 1956 4
January, 1957 4
February, 1957 4
March, 1957 4
April, 1957 4
May, 1957 4
June, 1957 4
July, 1957 4
August, 1957 4.42
September, 1957 4.5
October, 1957 4.5
November, 1957 4.5
December, 1957 4.5
January, 1958 4.34
February, 1958 4
March, 1958 4
April, 1958 3.83
May, 1958 3.5
June, 1958 3.5
July, 1958 3.5
August, 1958 3.5
September, 1958 3.83
October, 1958 4
November, 1958 4
December, 1958 4
January, 1959 4
February, 1959 4
March, 1959 4
April, 1959 4
May, 1959 4.23
June, 1959 4.5
July, 1959 4.5
August, 1959 4.5
September, 1959 5
October, 1959 5
November, 1959 5
December, 1959 5
January, 1960 5
February, 1960 5
March, 1960 5
April, 1960 5
May, 1960 5
June, 1960 5
July, 1960 5
August, 1960 4.85
September, 1960 4.5
October, 1960 4.5
November, 1960 4.5
December, 1960 4.5
January, 1961 4.5
February, 1961 4.5
March, 1961 4.5
April, 1961 4.5
May, 1961 4.5
June, 1961 4.5
July, 1961 4.5
August, 1961 4.5
September, 1961 4.5
October, 1961 4.5
November, 1961 4.5
December, 1961 4.5
January, 1962 4.5
February, 1962 4.5
March, 1962 4.5
April, 1962 4.5
May, 1962 4.5
June, 1962 4.5
July, 1962 4.5
August, 1962 4.5
September, 1962 4.5
October, 1962 4.5
November, 1962 4.5
December, 1962 4.5
January, 1963 4.5
February, 1963 4.5
March, 1963 4.5
April, 1963 4.5
May, 1963 4.5
June, 1963 4.5
July, 1963 4.5
August, 1963 4.5
September, 1963 4.5
October, 1963 4.5
November, 1963 4.5
December, 1963 4.5
January, 1964 4.5
February, 1964 4.5
March, 1964 4.5
April, 1964 4.5
May, 1964 4.5
June, 1964 4.5
July, 1964 4.5
August, 1964 4.5
September, 1964 4.5
October, 1964 4.5
November, 1964 4.5
December, 1964 4.5
January, 1965 4.5
February, 1965 4.5
March, 1965 4.5
April, 1965 4.5
May, 1965 4.5
June, 1965 4.5
July, 1965 4.5
August, 1965 4.5
September, 1965 4.5
October, 1965 4.5
November, 1965 4.5
December, 1965 4.92
January, 1966 5
February, 1966 5
March, 1966 5.35
April, 1966 5.5
May, 1966 5.5
June, 1966 5.52
July, 1966 5.75
August, 1966 5.88
September, 1966 6
October, 1966 6
November, 1966 6
December, 1966 6
January, 1967 5.96
February, 1967 5.75
March, 1967 5.71
April, 1967 5.5
May, 1967 5.5
June, 1967 5.5
July, 1967 5.5
August, 1967 5.5
September, 1967 5.5
October, 1967 5.5
November, 1967 5.68
December, 1967 6
January, 1968 6
February, 1968 6
March, 1968 6
April, 1968 6.2
May, 1968 6.5
June, 1968 6.5
July, 1968 6.5
August, 1968 6.5
September, 1968 6.45
October, 1968 6.25
November, 1968 6.25
December, 1968 6.6
January, 1969 6.95
February, 1969 7
March, 1969 7.24
April, 1969 7.5
May, 1969 7.5
June, 1969 8.23
July, 1969 8.5
August, 1969 8.5
September, 1969 8.5
October, 1969 8.5
November, 1969 8.5
December, 1969 8.5
January, 1970 8.5
February, 1970 8.5
March, 1970 8.39
April, 1970 8
May, 1970 8
June, 1970 8
July, 1970 8
August, 1970 8
September, 1970 7.83
October, 1970 7.5
November, 1970 7.28
December, 1970 6.92
January, 1971 6.29
February, 1971 5.88
March, 1971 5.44
April, 1971 5.28
May, 1971 5.46
June, 1971 5.5
July, 1971 5.91
August, 1971 6
September, 1971 6
October, 1971 5.9
November, 1971 5.53
December, 1971 5.49
January, 1972 5.18
February, 1972 4.75
March, 1972 4.75
April, 1972 4.97
May, 1972 5
June, 1972 5.04
July, 1972 5.25
August, 1972 5.27
September, 1972 5.5
October, 1972 5.73
November, 1972 5.75
December, 1972 5.79
January, 1973 6
February, 1973 6.02
March, 1973 6.3
April, 1973 6.61
May, 1973 7.01
June, 1973 7.49
July, 1973 8.3
August, 1973 9.23
September, 1973 9.86
October, 1973 9.94
November, 1973 9.75
December, 1973 9.75
January, 1974 9.73
February, 1974 9.21
March, 1974 8.85
April, 1974 10.02
May, 1974 11.25
June, 1974 11.54
July, 1974 11.97
August, 1974 12
September, 1974 12
October, 1974 11.68
November, 1974 10.83
December, 1974 10.5
January, 1975 10.05
February, 1975 8.96
March, 1975 7.93
April, 1975 7.5
May, 1975 7.4
June, 1975 7.07
July, 1975 7.15
August, 1975 7.66
September, 1975 7.88
October, 1975 7.96
November, 1975 7.53
December, 1975 7.26
January, 1976 7
February, 1976 6.75
March, 1976 6.75
April, 1976 6.75
May, 1976 6.75
June, 1976 7.2
July, 1976 7.25
August, 1976 7.01
September, 1976 7
October, 1976 6.77
November, 1976 6.5
December, 1976 6.35
January, 1977 6.25
February, 1977 6.25
March, 1977 6.25
April, 1977 6.25
May, 1977 6.41
June, 1977 6.75
July, 1977 6.75
August, 1977 6.83
September, 1977 7.13
October, 1977 7.52
November, 1977 7.75
December, 1977 7.75
January, 1978 7.93
February, 1978 8
March, 1978 8
April, 1978 8
May, 1978 8.27
June, 1978 8.63
July, 1978 9
August, 1978 9.01
September, 1978 9.41
October, 1978 9.94
November, 1978 10.94
December, 1978 11.55
January, 1979 11.75
February, 1979 11.75
March, 1979 11.75
April, 1979 11.75
May, 1979 11.75
June, 1979 11.65
July, 1979 11.54
August, 1979 11.91
September, 1979 12.9
October, 1979 14.39
November, 1979 15.55
December, 1979 15.3
January, 1980 15.25
February, 1980 15.63
March, 1980 18.31
April, 1980 19.77
May, 1980 16.57
June, 1980 12.63
July, 1980 11.48
August, 1980 11.12
September, 1980 12.23
October, 1980 13.79
November, 1980 16.06
December, 1980 20.35
January, 1981 20.16
February, 1981 19.43
March, 1981 18.05
April, 1981 17.15
May, 1981 19.61
June, 1981 20.03
July, 1981 20.39
August, 1981 20.5
September, 1981 20.08
October, 1981 18.45
November, 1981 16.84
December, 1981 15.75
January, 1982 15.75
February, 1982 16.56
March, 1982 16.5
April, 1982 16.5
May, 1982 16.5
June, 1982 16.5
July, 1982 16.26
August, 1982 14.39
September, 1982 13.5
October, 1982 12.52
November, 1982 11.85
December, 1982 11.5
January, 1983 11.16
February, 1983 10.98
March, 1983 10.5
April, 1983 10.5
May, 1983 10.5
June, 1983 10.5
July, 1983 10.5
August, 1983 10.89
September, 1983 11
October, 1983 11
November, 1983 11
December, 1983 11
January, 1984 11
February, 1984 11
March, 1984 11.21
April, 1984 11.93
May, 1984 12.39
June, 1984 12.6
July, 1984 13
August, 1984 13
September, 1984 12.97
October, 1984 12.58
November, 1984 11.77
December, 1984 11.06
January, 1985 10.61
February, 1985 10.5
March, 1985 10.5
April, 1985 10.5
May, 1985 10.31
June, 1985 9.78
July, 1985 9.5
August, 1985 9.5
September, 1985 9.5
October, 1985 9.5
November, 1985 9.5
December, 1985 9.5
January, 1986 9.5
February, 1986 9.5
March, 1986 9.1
April, 1986 8.83
May, 1986 8.5
June, 1986 8.5
July, 1986 8.16
August, 1986 7.9
September, 1986 7.5
October, 1986 7.5
November, 1986 7.5
December, 1986 7.5
January, 1987 7.5
February, 1987 7.5
March, 1987 7.5
April, 1987 7.75
May, 1987 8.14
June, 1987 8.25
July, 1987 8.25
August, 1987 8.25
September, 1987 8.7
October, 1987 9.07
November, 1987 8.78
December, 1987 8.75
January, 1988 8.75
February, 1988 8.51
March, 1988 8.5
April, 1988 8.5
May, 1988 8.84
June, 1988 9
July, 1988 9.29
August, 1988 9.84
September, 1988 10
October, 1988 10
November, 1988 10.05
December, 1988 10.5
January, 1989 10.5
February, 1989 10.93
March, 1989 11.5
April, 1989 11.5
May, 1989 11.5
June, 1989 11.07
July, 1989 10.98
August, 1989 10.5
September, 1989 10.5
October, 1989 10.5
November, 1989 10.5
December, 1989 10.5
January, 1990 10.11
February, 1990 10
March, 1990 10
April, 1990 10
May, 1990 10
June, 1990 10
July, 1990 10
August, 1990 10
September, 1990 10
October, 1990 10
November, 1990 10
December, 1990 10
January, 1991 9.52
February, 1991 9.05
March, 1991 9
April, 1991 9
May, 1991 8.5
June, 1991 8.5
July, 1991 8.5
August, 1991 8.5
September, 1991 8.2
October, 1991 8
November, 1991 7.58
December, 1991 7.21
January, 1992 6.5
February, 1992 6.5
March, 1992 6.5
April, 1992 6.5
May, 1992 6.5
June, 1992 6.5
July, 1992 6.02
August, 1992 6
September, 1992 6
October, 1992 6
November, 1992 6
December, 1992 6
January, 1993 6
February, 1993 6
March, 1993 6
April, 1993 6
May, 1993 6
June, 1993 6
July, 1993 6
August, 1993 6
September, 1993 6
October, 1993 6
November, 1993 6
December, 1993 6
January, 1994 6
February, 1994 6
March, 1994 6.06
April, 1994 6.45
May, 1994 6.99
June, 1994 7.25
July, 1994 7.25
August, 1994 7.51
September, 1994 7.75
October, 1994 7.75
November, 1994 8.15
December, 1994 8.5
January, 1995 8.5
February, 1995 9
March, 1995 9
April, 1995 9
May, 1995 9
June, 1995 9
July, 1995 8.8
August, 1995 8.75
September, 1995 8.75
October, 1995 8.75
November, 1995 8.75
December, 1995 8.65
January, 1996 8.5
February, 1996 8.25
March, 1996 8.25
April, 1996 8.25
May, 1996 8.25
June, 1996 8.25
July, 1996 8.25
August, 1996 8.25
September, 1996 8.25
October, 1996 8.25
November, 1996 8.25
December, 1996 8.25
January, 1997 8.25
February, 1997 8.25
March, 1997 8.3
April, 1997 8.5
May, 1997 8.5
June, 1997 8.5
July, 1997 8.5
August, 1997 8.5
September, 1997 8.5
October, 1997 8.5
November, 1997 8.5
December, 1997 8.5
January, 1998 8.5
February, 1998 8.5
March, 1998 8.5
April, 1998 8.5
May, 1998 8.5
June, 1998 8.5
July, 1998 8.5
August, 1998 8.5
September, 1998 8.49
October, 1998 8.12
November, 1998 7.89
December, 1998 7.75
January, 1999 7.75
February, 1999 7.75
March, 1999 7.75
April, 1999 7.75
May, 1999 7.75
June, 1999 7.75
July, 1999 8
August, 1999 8.06
September, 1999 8.25
October, 1999 8.25
November, 1999 8.37
December, 1999 8.5
January, 2000 8.5
February, 2000 8.73
March, 2000 8.83
April, 2000 9
May, 2000 9.24
June, 2000 9.5
July, 2000 9.5
August, 2000 9.5
September, 2000 9.5
October, 2000 9.5
November, 2000 9.5
December, 2000 9.5
January, 2001 9.05
February, 2001 8.5
March, 2001 8.32
April, 2001 7.8
May, 2001 7.24
June, 2001 6.98
July, 2001 6.75
August, 2001 6.67
September, 2001 6.28
October, 2001 5.53
November, 2001 5.1
December, 2001 4.84
January, 2002 4.75
February, 2002 4.75
March, 2002 4.75
April, 2002 4.75
May, 2002 4.75
June, 2002 4.75
July, 2002 4.75
August, 2002 4.75
September, 2002 4.75
October, 2002 4.75
November, 2002 4.35
December, 2002 4.25
January, 2003 4.25
February, 2003 4.25
March, 2003 4.25
April, 2003 4.25
May, 2003 4.25
June, 2003 4.22
July, 2003 4
August, 2003 4
September, 2003 4
October, 2003 4
November, 2003 4
December, 2003 4
January, 2004 4
February, 2004 4
March, 2004 4
April, 2004 4
May, 2004 4
June, 2004 4.01
July, 2004 4.25
August, 2004 4.43
September, 2004 4.58
October, 2004 4.75
November, 2004 4.93
December, 2004 5.15
January, 2005 5.25
February, 2005 5.49
March, 2005 5.58
April, 2005 5.75
May, 2005 5.98
June, 2005 6.01
July, 2005 6.25
August, 2005 6.44
September, 2005 6.59
October, 2005 6.75
November, 2005 7
December, 2005 7.15
January, 2006 7.26
February, 2006 7.5
March, 2006 7.53
April, 2006 7.75
May, 2006 7.93
June, 2006 8.02
July, 2006 8.25
August, 2006 8.25
September, 2006 8.25
October, 2006 8.25
November, 2006 8.25
December, 2006 8.25
January, 2007 8.25
February, 2007 8.25
March, 2007 8.25
April, 2007 8.25
May, 2007 8.25
June, 2007 8.25
July, 2007 8.25
August, 2007 8.25
September, 2007 8.03
October, 2007 7.74
November, 2007 7.5
December, 2007 7.33
January, 2008 6.98
February, 2008 6
March, 2008 5.66
April, 2008 5.24
May, 2008 5
June, 2008 5
July, 2008 5
August, 2008 5
September, 2008 5
October, 2008 4.56
November, 2008 4
December, 2008 3.61
January, 2009 3.25
February, 2009 3.25
March, 2009 3.25
April, 2009 3.25
May, 2009 3.25
June, 2009 3.25
July, 2009 3.25
August, 2009 3.25
September, 2009 3.25
October, 2009 3.25
November, 2009 3.25
December, 2009 3.25
January, 2010 3.25
February, 2010 3.25
March, 2010 3.25
April, 2010 3.25
May, 2010 3.25
June, 2010 3.25
July, 2010 3.25
August, 2010 3.25
September, 2010 3.25
October, 2010 3.25
November, 2010 3.25
December, 2010 3.25
January, 2011 3.25
February, 2011 3.25
March, 2011 3.25
April, 2011 3.25
May, 2011 3.25
June, 2011 3.25
July, 2011 3.25
August, 2011 3.25
September, 2011 3.25
October, 2011 3.25
November, 2011 3.25
December, 2011 3.25
January, 2012 3.25
February, 2012 3.25
March, 2012 3.25
April, 2012 3.25
May, 2012 3.25
June, 2012 3.25
July, 2012 3.25
August, 2012 3.25
September, 2012 3.25
October, 2012 3.25
November, 2012 3.25
December, 2012 3.25
January, 2013 3.25
February, 2013 3.25
March, 2013 3.25
April, 2013 3.25
May, 2013 3.25
June, 2013 3.25
July, 2013 3.25
August, 2013 3.25
September, 2013 3.25
October, 2013 3.25
November, 2013 3.25
December, 2013 3.25
January, 2014 3.25
February, 2014 3.25
March, 2014 3.25
April, 2014 3.25
May, 2014 3.25
June, 2014 3.25
July, 2014 3.25
August, 2014 3.25
September, 2014 3.25
October, 2014 3.25
November, 2014 3.25
December, 2014 3.25
January, 2015 3.25
February, 2015 3.25
March, 2015 3.25
April, 2015 3.25
May, 2015 3.25
June, 2015 3.25
July, 2015 3.25
August, 2015 3.25
September, 2015 3.25
October, 2015 3.25
November, 2015 3.25
December, 2015 3.37
January, 2016 3.5
February, 2016 3.5
March, 2016 3.5
April, 2016 3.5
May, 2016 3.5
June, 2016 3.5
July, 2016 3.5
August, 2016 3.5
September, 2016 3.5
October, 2016 3.5
November, 2016 3.5
December, 2016 3.64
January, 2017 3.75
February, 2017 3.75
March, 2017 3.88
April, 2017 4
May, 2017 4
June, 2017 4.13
July, 2017 4.25
August, 2017 4.25
September, 2017 4.25
October, 2017 4.25
November, 2017 4.25
December, 2017 4.395
Date (Month) Rate (%)
January, 2018 4.5
February, 2018 4.5
March, 2018 4.58
April, 2018 4.75
May, 2018 4.75
June, 2018 4.89
July, 2018 5.00
August, 2018 5.00
September, 2018 5.03
October, 2018 5.25
November, 2018 5.25
December, 2018 5.35
Date (Month) Rate (%)
January, 2019 5.50
February, 2019 5.50
March, 2019 5.50
April, 2019 5.50
May, 2019 5.50
June, 2019 5.50
July, 2019 5.50
August, 2019 5.25
September, 2019 5.15
October, 2019 4.99
November, 2019 4.75
December, 2019 4.75
Date (Month) Rate (%)
January, 2020 4.75
February, 2020 4.75
March, 2020 3.73
April, 2020 3.25
May, 2020 3.25
June, 2020 3.25
July, 2020 3.25
August, 2020 3.25
September, 2020 3.25
October, 2020 3.25
November, 2020 3.25
December, 2020 3.25
Date (Month) Rate (%)
January, 2021 3.25
February, 2021 3.25
March, 2021 3.25
April, 2021 3.25
May, 2021 3.25
June, 2021 3.25
July, 2021 3.25
August, 2021 3.25
September, 2021 3.25
October, 2021 3.25
November, 2021 3.25
December, 2021 3.25
(The Current U.S. Prime Rate)


September 22, 2021: The FOMC has voted to leave the
target range for the fed funds rate at 0% - 0.25%.
Therefore, the United States Prime Rate remains at 3.25%

 The next FOMC meeting and decision on short-term
interest rates will be on November 3, 2021.


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Chart: Prime Rate vs. Fed Funds Target Rate vs. 1- and 3-Month LIBOR

Chart: Prime Rate vs. Fixed-Rate Mortgages vs. 10-Year Treasury Yield


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